The Ins and Outs of Medicare

How do you qualify for Medicare?

Medicare provides health insurance to adults who are at least 65 years old and people of any age with kidney disease and certain disabilities. In order to qualify for Medicare, you must fit into one or more of these categories:

• You or your spouse must have worked for at least 10 years in Medicare-covered employment and be at least 65 years old.
• You must qualify for or already receive retirement benefits from Social Security or the Railroad Retirement Board.
• You are under 65 and have been receiving Social Security or Railroad Retirement Board disability for the past 24 months.
• You're a kidney dialysis or transplant patient.